Flower of Life Insurance Group
About us
We work for our clients, not the insurance companies.
About us – Flower of Life Insurance Group is a collaboration of highly experienced Independent Licensed Insurance Brokers and Fiduciaries. We have the knowledge and understanding to advise you on all types of Life Insurance, Medicare Advantage and Supplemental Plans, and Annuities at no additional cost to you! Our staff will walk you through the application and approval process, and we maintain close professional relationships with the Insurance carriers’ underwriting departments in order to get you the best rates possible. We tailor policies to your individual circumstances and financial goals rather than for our own interests. Thank you for inquiring about us for your insurance needs!
What is a fiduciary?
Insurance brokers and agents are not all created equal. Many of the largest insurance companies in the nation hire their own agents. These agents are “captive”, meaning they can only sell the products which are provided by their employing insurance carrier. Furthermore, these captive agents do not have a legal obligation to do what is in your best interests. They are only beholden to their commissions, and generating profits for the companies who employ them. This is why speaking with a Fiduciary is so incredibly critical. Fiduciaries are brokers who are legally and ethically bound to do what is in your best interests. There is a massive difference between advising you on a policy you “should” purchase versus a policy that you “could” purchase. Once more, there is no added cost to you for having a Fiduciary Broker structure a policy.
a word from our Founder
Thank you for visiting us here at folinsurance.com! My name is Dustin Williams, and I’m a licensed Independent Insurance Broker and Fiduciary. I founded Flower of Life Insurance Group as a way to protect the public and our future clients from the mountains of misinformation given by insurance agents far too often. My associates and I DO NOT sell insurance products for the sole purpose of making a sale. We are NOT here to make the insurance companies richer at your expense. If a policy is not in your best interest, then we will not advise you towards that policy. It’s as simple as that. Contact us today and let us structure an appropriate policy for your individual needs. And above all else, let us bring you the peace of mind that you and your family deserve!
FOL Insurance Group
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